T-bone accidents are some of the worst crashes in Ohio. When a car slams into the side of your vehicle, the impact can cause broken bones, head trauma, and more. These injuries can lead to costly medical treatment and missed work.
If you have suffered injuries in a T-bone crash, you want to know what your case may be worth. To speak with a representative and receive a complimentary consultation, feel free to call us at (419) 455-1410 or contact us online. We’re ready to help.
Here’s how a T-bone car accident settlement is calculated.
The Impact of T-Bone Crashes in Ohio
State data shows how serious these collisions can be. In 2024, the Ohio State Highway Patrol recorded 154 fatalities and 1,293 serious injury accidents linked to failure to yield, one of the most common causes of T-bone collisions.
For someone hurt in this type of crash, those numbers reflect the reality of how destructive a T-bone impact can be. That’s why settlement calculations in these cases require close attention to both immediate costs and the long-term effects of the crash.
What Factors Are Considered When Calculating a T-Bone Accident Settlement?
When it comes time to calculate your T-bone accident settlement, Ohio law divides damages into two categories.
Economic losses cover the tangible costs tied to the accident. These are the expenses you can document with bills, receipts, or pay records, such as:
- Medical costs, including emergency treatment, surgery, and hospital stays;
- Follow-up care such as physical therapy, medication, medical equipment, and specialist visits;
- Lost wages and reduced future earning ability;
- Property damage to your vehicle or the cost of a replacement; and
- Transportation to and from medical appointments.
Noneconomic losses account for how injuries sustained in a T-bone accident affect you beyond medical bills or paychecks. While harder to measure, these losses impact a settlement calculation and may include pain and suffering, loss of enjoyment of life, and emotional stress.
Ohio caps noneconomic damages at the greater of $250,000 or three times your economic damages. The maximum is $350,000 for one person or $500,000 per accident. These caps do not apply if the injury is catastrophic, such as losing a limb or permanent disfigurement.
People sometimes search for an average payout for a T-bone accident claim to understand what compensation looks like. In reality, settlement value depends on the details of each case, from the severity of injuries to how long the crash affects your health and income.
FAQs About T-Bone Car Accident Settlements in Ohio
How Does Comparative Fault Affect a T-Bone Accident Settlement?
Disputes about who had the right of way are common after a T-bone crash. Ohio uses a comparative fault system. If you are partly responsible for the crash, the law reduces your settlement by that percentage. You can still recover compensation as long as you are 50% or less at fault. Lawyers use traffic camera footage, police reports, and witness statements to counter unfair fault arguments.
How Long Does It Take to Settle a T-Bone Accident Claim in Ohio?
These claims may take longer because lawyers must resolve liability disputes and document medical treatment. Some cases settle in a few months, while severe injury cases can take a year or more.
Can Multiple Parties Be Liable in a T-Bone Accident?
Sometimes. The law may assign responsibility to multiple parties if the crash involves a commercial vehicle, a poorly designed intersection, or more than two cars. When liability extends beyond one driver, additional insurance policies may increase the settlement available to cover your losses.
How Much Should I Settle For a T-Bone Accident Injury?
There is no set average settlement for a T-bone accident. The amount depends on medical expenses, lost wages, and the long-term impact of the injuries. Your attorney can calculate these damages and measure them against insurance offers to advise whether the T-bone car accident settlement is fair.
Can You Reopen a Claim if New Injuries Show Up Later?
No. The claim is closed once you accept a settlement and sign a release. Even if new symptoms or complications appear later, you cannot go back for more money. This is why settlements in T-bone accident cases sometimes take longer, since your lawyer will want a clear medical picture before advising you to accept an offer.
Talk to Bensinger Legal Services About Your T-Bone Accident
At Bensinger Legal Services, Attorney Aaron Bensinger helps people injured in T-bone crashes across Northwest Ohio. He works to ensure that a settlement for a T-bone car accident covers medical care, lost income, and the full impact of the injuries.
Aaron combines experience with a client-focused, community-based practice, giving Northwest Ohio residents the confidence that their cases are handled with skill and personal attention. If you suffered injuries in a T-bone crash, call (419) 455-1410 or contact us online to schedule a free consultation.
Aaron L. Bensinger is an Ohio attorney serving personal injury and civil litigation clients. He has extensive trial experience and makes client service is his primary focus. As a partner at Balyeat, Leahy, Daley, Miller & Bensinger, LLC, Aaron happily works in Lima, OH, and serves the entire Northwest region of the state and beyond.
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